RENTAL LOANS

If you’re buying a distressed property that you plan to renovate and hold as a rental, this is the ideal product for those who have or are building a portfolio of real estate to provide passive income. Unlike most commercial “bank” loans, with our loan, you can own the property in your corporate entity yet we do not consider the owner’s Debt to Income Ratio and you hold the property in your corporation or LLC, not your personal name.

Terms

  • Up to 80% LTV R/T, Purchase
  • Up to 75% LTV Cashout
  • 5, 7, 10, 30 yr fixed, and 5, 7,10yr I/O Options
  • Single properties and portfolios
  • 1-4 Family, warrantable condos, townhomes, PUDS, mixed-use, multi-family 5+ units
  • Interest Rates as low as 4.95%
  • Cash out, Rate/Term, Purchase Available
  • Loan amounts of 75k to 1M SFR, 2-4 Family 2M, Portfolio product up to 50M

Process

  • You select your term
  • You provide basic information about the property
  • We order appraisal

Borrower Requirements

  • Loans to an LLC or other corporate entity
  • Minimum Credit score of 680
  • Own at least one property (Primary residence counts)